Tuesday, July 21, 2015

MANILA, PHILIPPINES. Savings with Pag-Ibig Fund is now made possible and easy with Pag-IBIG Fund Online Payment Facility

This is good news for OFW's like me whose families have no direct or easy  access to any Pag-IBIG Fund offices back in the Philippines. With the online payment, all you need is a VISA or a MasterCard and your transaction is finished in less than five minutes. 

Here's how you do it. 

Step 1: Go to Pag-IBIG Online Services at https:www.pagibigfundservices.com. Scroll it down to OTHER SERVICES, click Online Payment Facility.

Step 2: Once you're on the page, all you need to do is to fill-out the information needed. 

PROGRAM TYPE - If your program is 'Monthly Mandatory Savings', you need not change what automatically appears in this box. 

MEMBERSHIP CATEGORY - You have two options, click on 'overseas".

Pag-IBIG MID No./RTN - Key in your 12-digit Pag-IBIG Fund membership number. Then click 'verify'.

MEMBER'S NAME - If your number is typed in correctly, your name will automatically appear in the 'Member's Name' box so you don't need to key it  in.

MONTHLY MANDATORY SAVINGS - You may select your saving scheme according to programs offered by Pag-IBIG fund. 

Aside from the MP 1 wherein a Self-Employed Member has to pay PhP1,200 per year, Pag-IBIG is also providing members with another option that would grant savers with a yield higher than those under the Pag-IBIG 1 membership program. 

The MP 2 program that took its effect on February 3, 2010 has a minimum contribution of PhP 500 per month and is under a renewable term of five years. It has a flexible dividend rates but always higher than MP1 and more importantly, its contributions and earnings are government guaranteed. 

Aside from PhP 500, contributors have the following options and its target dividends after 5 years and 10 years. 

AMOUNT DUE - This will automatically show once you have selected your 'Monthly Mandatory Savings'.

PERIOD COVERED - Now, you have to select which months would you like to pay. One can pay from the present month up to preferred incoming months. 

CONVENIENCE FEE - This will automatically appear and will also be automatically added to the 'Total Amount Due' to be deducted for your credit card.

Next step is to select the 'payment confirmation'. Two options: via SMS or e-mail address. Choose one. 

Then, key in the computer generated codes that appear in bold and finally click the box to confirm that you agree with the company's terms and conditions to proceed to the PAYMENT SUMMARY. 

When all entries are correctly encoded, you are now ready to proceed to payment details where you have to provide your 'Credit Card' details in order to finalize your payment transaction. 

Once you're done, you will receive a confirmation via text message or e-mail confirming your payment. 

When you do,you're one step closer to assuring your monthly benefits upon your retirement from Pag-IBIG. 


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